Life is like a box of chocolates; you never know what you’re going to get…

Forest Gump's Mama was right. None of us know what the future holds; and that's why it's so important to plan ahead and put your affairs in good order by making a and setting up a .

A Will is the only way to make sure that your money, personal belongings and property go to the people you wish and the causes that you care about. A allows you to put in place arrangements for the future if a time came when you needed someone to look after your financial affairs and/or make decisions in relation to your health and welfare on your behalf.

Our 'What happens if I die without making a Will' flowchart shows how your estate would be distributed if a Will were not in place - something which can have unfair and unintended consequences.

Many people associate Wills and LPAs with older people, but they should really be considered while you are mentally fit and well, so you are able to choose people you trust to deal with your welfare and finances, safeguarding family wealth for future generations.